Financial Crime Risk Portfolio | Toronto

Financial crime case analysis with digital evidence discipline, risk-based judgment, and clear escalation rationale.

Amir Nezami

01 / evidence Digital financial evidence review Situation: Records were spread across statements, CRA letters, Equifax reports, vendor files, emails, and account activity. Action: Reviewed and reconciled the evidence to identify inconsistencies, fraud indicators, and gaps. Result: Prepared organized findings for decision-maker review.

02 / source of funds $10,000+ banking review package Situation: A planned transaction required clear source-of-funds support. Action: Aligned bank statements, business records, and supporting documents into an evidence package. Result: Supported a smoother banking review with clear documentation.

03 / escalation Banking KYC and red-flag judgment Situation: Customers presented unusual requests, missing verification details, or potential impersonation indicators. Action: Verified identity, assessed transaction context, documented concerns, and escalated non-standard matters. Result: Supported early detection and controlled case handling.

About

My focus is AML, FCRM operations, and financial crime risk investigation support, especially roles involving case analysis, KYC, transaction review, digital financial evidence, source-of-funds documentation, fraud indicators, and risk-based escalation. I bring banking experience, financial records review, structured documentation, stakeholder follow-up, and workflow tracking, supported by AML/FCRM training and 25+ independent case reviews. I am building toward roles where accuracy, confidentiality, evidence quality, operational discipline, and clear written rationale matter.

Recruiter Snapshot

A quick scan of the case-review habits most relevant to AML, FCRM, KYC, and financial crime investigation support teams.

01 / evidence Digital Evidence Review I review financial records, account activity, suspicious emails, and supporting documents to identify gaps, inconsistencies, and risk indicators.

02 / control Case Documentation Quality I focus on completeness, traceability, and clear written rationale so reviewers, managers, or QA teams can understand the decision path.

03 / escalation Risk-Based Escalation I identify high-risk activity, missing information, non-standard requests, and unresolved issues that require clarification or further review.

04 / analysis Financial Crime Case Logic I compare customer profile, transaction context, available evidence, and red flags before forming a close, follow-up, or escalation rationale.

Experience

Banking, financial records review, case documentation, digital evidence review, and AML/FCRM case practice aligned with KYC, risk assessment, escalation, and financial crime investigation support.

Jan 2024 - Present

Administrative Operations & Finance Associate | HSA Inc.

Built and maintained structured case tracking, documentation, and escalation workflows across 4+ stakeholder groups. Prioritized open items by risk level, identified documentation gaps and non-standard issues, prepared clear evidence packages, and improved issue-resolution follow-through by approximately 20%.

Sep 2022 - Dec 2023

Financial Records & Fraud Risk Review Associate | SimaStyle

Reviewed digital financial evidence including bank statements, CRA correspondence, Equifax reports, vendor records, suspicious emails, and account activity to identify inconsistencies, fraud indicators, documentation gaps, unusual access patterns, and potential scam risks. Prepared source-of-funds and evidence documentation for a planned $10,000+ banking transaction.

Mar 2019 - May 2022

Branch Banking Teller & Contact Centre Representative | Ayandeh Bank

Conducted identity verification, KYC checks, transaction review, and customer request assessment across branch and contact centre channels. Escalated potential impersonation, unusual account access requests, missing verification details, and non-standard transaction patterns with complete written documentation.

2026 - Present

Independent AML/KYC Case Review Practice | Portfolio

Completed 25+ AML/KYC case reviews focused on transaction red flags, suspicious activity indicators, sanctions awareness, source-of-funds assessment, identity inconsistencies, documentation gaps, risk assessment, and close-or-escalate rationale.

Focus Areas

The workstreams I am focused on through banking experience, financial records review, AML case practice, and structured evidence documentation.

FCRM Case Support

Supporting case review, evidence organization, workflow tracking, structured updates, and issue follow-up across controlled processes.

Transaction & Red Flag Review

Reviewing activity patterns, suspicious indicators, source-of-funds context, and behavior that does not align with expected account use.

KYC / CDD Alignment

Comparing stated customer profile and expected activity against observed behavior to identify inconsistencies and gaps.

Evidence Documentation

Writing clear summaries that show what was reviewed, what matters, what remains unclear, and why escalation, follow-up, or closure is warranted.

Sample Case Studies

Selected examples from a larger AML/KYC case-review practice, showing how I review alert scenarios, test assumptions, identify red flags, document uncertainty, and support close-or-escalate decisions.

Structuring Review

Repeated Cash Deposits Below Reporting Thresholds

A scenario built around repeated sub-threshold deposits over a compressed time window.

Structuring Review case study investigation snapshot

Assess whether the activity pattern appears intentionally segmented rather than naturally occurring.
Compare volume, frequency, and branch usage against the expected customer profile and account purpose.
Document what supports escalation and what additional facts would reduce uncertainty.

View PDF case study View investigation snapshot View LinkedIn case write-up

Escalation rationale documented against customer profile and activity pattern.

Fraud / Money Mule Review

Money Mule Network and Potential Fraud Proceeds

A case focused on linked-account behavior, layered transfers, and potential fraud proceeds moving through connected parties.

Money mule case study investigation snapshot

Review account relationships, transaction flow, and recipient patterns for signs of coordinated activity.
Assess whether the movement of funds is consistent with ordinary use or suggests fraud-linked mule behavior.
Document the indicators supporting further review, escalation, and potential fraud concern.

View PDF case study View investigation snapshot View LinkedIn case write-up

Review documented against transaction flow, linked activity, and potential fraud indicators.

Education & Certifications

Education and compact proof of AML, STR, banking, private banking, finance, Excel, and compliance training supporting AML/FCRM case review, documentation quality, and financial crime risk investigation support.

Diploma, Cybersecurity

CDI College | In Progress | Supports digital evidence review, cyber-enabled fraud awareness, and emerging financial crime techniques

Bachelor's Degree, Industrial Engineering

Azad University | Systems planning, process analysis, and structured problem-solving

Certificates & Professional Development

Financial Compliance & AML

LinkedIn Learning

Completed May 2026

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Anti-Money Laundering

Coursera | Alfaisal University & KLD

Completed March 2026

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Suspicious Transaction Reporting

SkillUp / Coursera

Completed April 2026

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Banking, AML, KYC & IFRS

LinkedIn Learning

Completed March 2026

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Private Banking

Corporate Finance Institute

Banking and client-service learning

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Finance Foundations

LinkedIn Learning / NASBA

Finance, statements, risk, and capital basics

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Excel Essentials for Data Analytics

IBM / Coursera

Excel, data cleaning, formulas, and analysis basics

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Contact

Open to AML Financial Crime Risk Investigator I, FCRM, AML, transaction monitoring, KYC/CDD, compliance operations, and financial crime risk roles within banking and regulated environments.

Amir Nezami Supporting safer financial systems through AML/FCRM case review, digital evidence documentation, KYC discipline, and risk-based escalation.

Direct

amirreza.nezami28@gmail.com 647-741-2890 Toronto, Ontario

Profiles

LinkedIn Profile Resume PDF